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dc.contributor.authorHaryono, Yono
dc.contributor.authorMohd. Ariffin, Noraini
dc.contributor.authorHamat, Mustapha
dc.date.accessioned2019-10-24T23:34:37Z
dc.date.available2019-10-24T23:34:37Z
dc.date.created2017-02-28 02:15
dc.date.issued2016
dc.identifieroai:generic.eprints.org:53043
dc.identifierhttp://irep.iium.edu.my/53043/1/53043_Factors%20affecting%20credit%20risk%20in%20Indonesian%20Islamic%20banks.pdf
dc.identifierHaryono, Yono and Mohd. Ariffin, Noraini and Hamat, Mustapha (2016) Factors affecting credit risk in Indonesian Islamic banks. Journal of Islamic Finance, 5 (1). pp. 12-25. ISSN 2289-2109
dc.identifier.urihttp://hdl.handle.net/20.500.12424/1165636
dc.description.abstractThis study uses dynamic panel data methods to examine the factors affecting credit risk in Indonesian Islamic banks. The panel data is collected from 11 full-fledged Islamic banks and 22 Islamic business units (windows) in conventional banks from 2004-2012, taking into account both macroeconomic variables and bank-specific variables. The Generalized Method of Moments (GMM), as proposed by Arellano and Bond (1991), is utilized to estimate the model. The results show that the GDP growth rate and the unemployment rate with a one-year lag have a strong effect on the level of the non-performing financing. Moreover, bank-specific variables such as bank’s diversification and financing structure have a positive effect on the problem financing although its direction is not as expected. It is hoped that the findings could draw attention to factors affecting credit risk in Islamic banks so that credit risk can be properly managed.
dc.format.mediumapplication/pdf
dc.languageen
dc.language.isoeng
dc.publisherIIUM Press
dc.relation.ispartofhttp://irep.iium.edu.my/53043/
dc.relation.ispartofhttp://journals.iium.edu.my/iiibf-journal/index.php/jif/article/view/95
dc.subjectHG1501 Banking
dc.titleFactors affecting credit risk in Indonesian Islamic banks
dc.typeArticle
ge.collectioncodeOAIDATA
ge.dataimportlabelOAI metadata object
ge.identifier.legacyglobethics:10829627
ge.identifier.permalinkhttps://www.globethics.net/gtl/10829627
ge.lastmodificationdate2017-02-28 02:15
ge.lastmodificationuseradmin@pointsoftware.ch (import)
ge.submissions0
ge.oai.exportid149001
ge.oai.repositoryid7378
ge.oai.setnameStatus = Published
ge.oai.setnameSubject = H Social Sciences: HG Finance: HG1501 Banking
ge.oai.setnameType = Article
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ge.linkhttp://irep.iium.edu.my/53043/1/53043_Factors%20affecting%20credit%20risk%20in%20Indonesian%20Islamic%20banks.pdf


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