مواد ذات صلة
عرض الملفات ذات الصلة بواسطة: العنوان، المؤلف، المنشئ والموضوع.
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PERBANDINGAN NILAI TAKSIR GADAI EMAS SYARIAH PADA PERBANKAN SYARIAH DAN PEGADAIAN SYARIAH (Studi di Bank Syariah Mandiri KC Denpasar dan Pegadaian Syariah Cabang DenpasarABSTRACT M Iqbal Faruqi; NIM 201510510311068; Comparison of Sharia Gold Mortgage Estimates in Islamic Banking and Sharia This research was aimed to acknowledge sharia gold pawn which was appropriate sharia, also knowing and comparing how to estimate sharia gold pawn which was conducted by sharia banking and sharia pawnshop especially to Bank Sharia Mandiri KC Denpasar and Sharia Pegadaian in Denpasar. There were many consideration which might be concern from how to estimate gold pawn namely estimator must comprehend how to hold test which was because it would determine from percentage and gold weight that in estimating will be effective by administration cost, financing, etc. This research used qualitative approach by using study case method. In eddition, the process of collecting data used decomention, interview, and observation method. Furthermore, estimating the gold pawn could not be separated by its gold pawn was because it was essential part from the sharia gold pawn product.
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EKSPLORASI NILAI-NILAI MAQASHID AL-SYARIAH DALAM LAPORAN TAHUNAN PERBANKAN SYARIAH DI INDONESIA (Studi : Bank Mumalat Indonesia, Bank Syariah Mandiri, Bank Negara Indonesia Syariah)Sharia banking has the primary goal of achieving maslaha or benefit. Running the values of maqashid al-Sharia in Sharia banks is a step to realize the benefit. This study aims to understand the existence of values of maqashid al-Sharia in Sharia banking as well as to analyze the reconstruction of reporting the values maqashid al-Sharia in the annual report of Sharia commercial banks in Indonesia. This research uses a qualitative method with semiotic approach. The analyzed data is the annual report of Bank Muamalat Indonesia (BMI), Bank Syariah Mandiri (BSM), and Bank Negara Indonesia Syariah (BNIS), as well as interviews with several sources, namelyAccounting Group of Bank Syariah Mandiri, Accounting and Tax of BMI, Finance Unit of Bank Negara Indonesia Syariah (BNIS), and researcher of the Department of Islamic Economy and Finance Bank Indonesia. The results showed that Sharia banks has performed maqashid al-syariah values with each characteristics. The value of maqashid al-syariah recognized in the form of texts, tables, and pictures. The result also showed that BMI and BSM have the same maqashid al-syariah values. In the other hands, maqashid al-syariah values of BNIS is lower than BMI and BSM. Thus, this study conclude that Sharia banks actually perform maqashid al-syariah values and makes it different from conventional banks that only focuses on economic reality.
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Efisiensi Bank Umum Syariah Di Indonesia Menggunakan Metode Data Envelopment Analysis(DEA).(Studi Pada Bank Mega Syariah, Bank Muamalat Indonesia, Bank BNI Syariah dan Bank Syariah Mandiri Tahun 2013-2014)Banking industry is one of the financial sector wich is having a role for economy activities a country. Islamic Bank also one of the parts of banking system wich have big role for supporting economic growth. The research is for knowing the efficiency level of Islamic public Bank in Indonesia at 2013-2014 by using Data Envelopment Analysis (DEA) method. DEA analysis method is a non parametric method to compare among banks, so that it make the research easier the researcher uses DEAP software version 2.1. The efficiency measuring is using input and output multy is expected for knowing the comparison of the Islamic Publik Bank performance. An Islamic Public Bank can be called as a bank with efficiency work if they have efficiency score about 1 or 100% and can be more unefficien if it almost 0. The research uses four samples of Islamic Publik Bank, they are Mega Syaria Bank, Muamalat Indonesia Bank, BNI Syaria Bank, and Mandiri Syaria Bank during first quarterly at 2013 until forth quarterly at 2014. The input that used is total of asset and other operational cost, while the output that used is funding total and operational profit. The result analysis by using DEA method shows that there is only one bank thath efficien during 2013-2014 period that is Muamalat Indonesia Bank. Where as the third other banks are not completely efficien yet. The final of this research is a suggestion for the unefficien banks for doing a prudence that can used to increase bank performance quality.