The Influence of Technology Acceptance Model (TAM) on The Users’ Behavior of Sikesya Application in IAIN Surakarta

Abstract

This study aims to evaluate the student acceptance of SIKESYA (Sharia Financial System) application as the users by using the framework of Technology Acceptance Model (TAM) and its development. The constructs being tested in this research are perceived usefulness, perceived ease of use, experience, social influence, attitude toward behavior, behavioral intention, facilitating condition, and user behaviors. As much as 80 students has been chosen as the sample determined using purposive sampling method. The collected data were then analyzed using partial least square (PLS). The result shows that experience did not influence the perceived ease of use, on the other hand perceived usefulness has a positive influence toward users’ attitude and behavior in using Sikesya, while the perceived ease of use did not influence the users’ attitude and behavior at all. The attitude and behavior did not influence the behavioral intention, whereas the social influence has a positive effect on behavioral intention, yet the behavioral intention gave positive impact to users’ behavior. On the other hand, facilitating condition has no effect toward users’ behavior.