Kapita Selekta Asuransi Syariah

Abstract

This article explains the general description of Islamic insurance in Indonesia. The discourse of Islamic insurance can be studied in ijtihâdî ways. Some scholars could receive insurance practice as long as it does not contradict with Islamic values. The acceptance of Islamic insurance for scholars comes from mutual agreement institution (ijmâ‘ jamâ’î), such as Fatwa Commission of Indonesia Ulama Council (MUI) or Bahtsul Masa’il Council of Nahdlatul Ulama, and Tarjih Muhammadiyah Council. In 2001, MUI through National Sharia Council (DSN), issued a fatwa on the general guidelines for takâful, as an initial guide operational takâful industry in Indonesia.