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Liquidity Risk on Banking Industry

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Author(s)
Muharam, Harjum
Kurnia, Hasna Penta
Keywords
Liquidity Risk
Islamic Banks
Conventional Banks
GE Subjects
Economic ethics
Business ethics
Ethics of economic systems
Labour/professional ethics
Cultural ethics
Cultural/intercultural ethics

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URI
http://hdl.handle.net/20.500.12424/238244
Abstract
This study investigates the influence of Capital Adequacy Ratio (CAR), profitability ratios, Net Interest Margin (NIM), liquidity gaps, and Risky Liquid Assets (RLA) belongs to liquidity risk on banking industry. The statistical analysis concluded that there are negative and significant influence of CAR and Return On Equity (ROE) to liquidity risk on conventional banks, while Return On Assets (ROA) and RLA have positive and insignificant effect. In Islamic banks, a positive and significant impact of NIM & ROE to dependent variable, whereas liquidity gaps and RLA have insignificant affect.
Date
2013-07
Type
Journal volume
Copyright/License
With permission of the license/copyright holder
Collections
Globethics Library Submissions
Islamic Ethics

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