The small business directory : publications and videotapes for starting and managing a successful small business.
KeywordsUnited States. Small Business Administration. Office of Business Development.
Small business bibliography
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Abstract"SBA form 115A"--P. .
Shipping list no.: 90-764-P.
Mode of access: Internet.
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Bank Involvement with SMEs : Beyond Relationship Lendingde la Torre, Augusto; Martínez Pería, María Soledad; Schmukler, Sergio L. (World Bank, Washington, DC, 2008-06)The "conventional wisdom" in
academic and policy circles argues that, while large and
foreign banks are generally not interested in serving SMEs,
small and niche banks have an advantage in doing so because
they can overcome SME opaqueness through relationship
lending. This paper shows that there is a gap between this
view and what banks actually do. Banks perceive SMEs as a
core and strategic business and seem well positioned to
expand their links with SMEs. The recent intensification of
bank involvement with SMEs in various emerging markets
documented in this paper is neither led by small or niche
banks nor highly dependent on relationship lending. Rather,
all types of banks are catering to SMEs and larger,
multiple-service banks have in fact a comparative advantage
in offering a wide range of products and services on a large
scale, through the use of new technologies, business models,
and risk management systems.
Banks and MicrobanksCull, Robert; Demirgüç-Kunt, Asli; Morduch, Jonathan (2009-10-01)Using two new datasets, the authors
examine whether the presence of banks affects the
profitability and outreach of microfinance institutions.
They find evidence that competition matters. Greater bank
penetration in the overall economy is associated with
microbanks pushing toward poorer markets, as reflected in
smaller average loans sizes and greater outreach to women.
The evidence is particularly strong for microbanks relying
on commercial funding and using traditional bilateral
lending contracts (rather than the group lending methods
favored by microfinance nongovernmental organizations). The
analysis considers plausible alternative explanations for
the correlations, including relationships that run through
the nature of the regulatory environment and the structure
of the banking environment; but it fails to find strong
support for these alternative hypotheses.
Cloud Services Practices for Small and Medium-Sized EnterprisesLacity, Mary C.; Reynolds, Peter (AIS Electronic Library (AISeL), 2014-02-28)Our research shows that SMEs are getting great economic and business value from cloud services, including cost avoidance, cost savings, rapid deployment, scalability, management simplicity, and better security and resiliency compared to in-house IT provision. Based on four cases, we identify the challenges SMEs face as they adopt cloud services and the practices they use to overcome the challenges.Click here for free 2-page executive summary (pdf)Click here for free presentation slides (pptx)