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Financial literacy and intra-household decision making: Evidence from Rwanda

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Author(s)
Grohmann, Antonia
Schoofs, Annekathrin
Keywords
D14
J16
G02
ddc:330
financial literacy
women empowerment
intra-household decision making

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URI
http://hdl.handle.net/20.500.12424/420000
Online Access
http://hdl.handle.net/10419/175077
Abstract
Despite considerable policy efforts, women continue to be underrepresented in positions of power and decision making. As an important aspect of women empowerment, we examine women's participation in intrahousehold financial decision making and how this is affected by financial literacy. Using both OLS and IV regression analysis, we show that women with higher financial literacy are more involved in household financial decisions. In line with the literature, we further find that women are less financially literate than men. Results from decomposition analysis show that education and personality traits (openness, happiness, and depression) drive this financial literacy gender gap.
Date
2018
Type
doc-type:workingPaper
Identifier
oai:econstor.eu:10419/175077
http://hdl.handle.net/10419/175077
ppn:1013723899
Copyright/License
http://www.econstor.eu/dspace/Nutzungsbedingungen
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Ethics in Higher Education

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