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Analisis Pengaruh Kapital Adequacy Ratio(Car),Non perporming Loan (NPL),Operational Effeciency Ratio(OER)Loan to Devosit Ratio (LDR) Terhadap Perubahan Laba Bank Devisa

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Author(s)
Firmansyah
Contributor(s)
Bahri, Syamsul
Keywords
Capital Adequacy Ratio (CAR)
Non Performing Loan (NPL)
Operational Efficiency Ratio (OER)
Loan to Deposit Ratio (LDR)
Pertumbuhan Laba

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URI
http://hdl.handle.net/20.500.12424/809280
Online Access
http://repository.usu.ac.id/handle/123456789/35233
Abstract
This study aims to analyze the effect of Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Operational Efficiency Ratio (OER), Loan to Deposit Ratio (LDR) on profit growth devisa bank. This research used time series data from Bank Indonesia’s year’s published financial report of Devisa Bank. After passed the purposive sample phase, the number of valid sample is 20 banks. This research used multiple regression analysis to analyse the data. Type of data used are secondary data and pooled data obtained by collecting all necessary data in the form of financial statements of each sample firms in each study period, to determine the accuracy of the model needs to be tested on some classical assumptions underlying the regression model. Testing of the classic assumptions used in this study included tests of normality, multicolinearity test, test of heteroscedasticity, and autocorrelation test. Based on study results show that Capital Adequacy Ra tio (CAR), Non Performing Loan (NPL), Operational Efficiency Ratio (OER), Loan to Deposit Ratio (LDR) no effect partially or simultaneously to profit growth.
080503123
Date
2013-03-04
Type
Student Papers
Identifier
oai:repository.usu.ac.id:123456789/35233
Rizki Andini
http://repository.usu.ac.id/handle/123456789/35233
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