Patriana, ElaMulyana, Rijal Assidiq2019-09-252019-09-252016-07-012012-01http://hdl.handle.net/20.500.12424/154344This study explains the comparative risk selection (of underwriting) in bancassurance products and Islamic life insurance products at PT. Family Takaful Insurance. The result revealed that the underwriting procedures of each product are different based on their characteristics. Full protection is designed as a simple of underwriting product only with age provisions and administrative requirements. Financing takâful products cover all financing from the bank. Thus, bank which does the insurance process will make these data as basic information about insurance customers. Since the bank is insured, and apply risk selection process as risky selection process at most insurance companies.indWith permission of the license/copyright holderrisk selection processtakafulfull protectionunderwritingPolitical ethicsEthics of lawRights based legal ethicsEconomic ethicsBusiness ethicsConsumer ethicsMethods of ethicsJournal volume