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Perbandingan Kartu Kredit dan Kartu Kredit Berbasis Syariah di Indonesia
Yusuf, Zainul Arifin
Yusuf, Zainul Arifin
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This article explains the comparison between credit card and credit card-based sharia in Indonesia. Apparently, even causing the pros and contra, the business of credit cards tempts most perpetrators of Islamic banks to make sharia credit card. Sharia credit cards have a number of differences than the conventional credit card. One of them is the basic law that refers to the Banking Law, as well as to the Islamic banking law, and the National Fatwa Council of Sharia. In addition, Islamic credit cards are credit cards that implement the wage system (ujrah). In the transaction, Islamic credit card users are free of interest and penalties. Penalties are only applied to customers who are in default, and the fine is not used as revenue for the bank, but it is distributed to the social fund.
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2011-07
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With permission of the license/copyright holder